Should insurances have to cover IVF or other fertility treatments?

[Fullxbusymom]

I think that the $20,000 lifetime max should be a required thing.

[RedBottoms]

And again, those aren’t elective procedures.

And yes, the people who also pay for your insurance can be considered a fragment of society. But the word choice is irrelevant. I’ll change it to “ the people who also use your insurance company”, if that makes you happier.

Infertility treatments restore normal function. It is the normal function of a woman’s body to be able to get pregnant and have a baby, do you disagree?

No, having a baby isn’t necessary to keep living, but insurance covers plenty of things that fall into that category. Glasses, cochlear implants,

this is a good point. Often times when doing tests for infertility other medical conditions are discovered and can be diagnosed and treated. Sometimes women find out they are insulin resistant or diabetic or have a blood clotting disorder or have cancer through infertility tests. It can reveal other problems which are causing miscarriages and preventing pregnancy.

[Msprekteacher]

Yet insurance covered your decision to have your tubes tied. That was a choice when you decided not to have more children. Why should they have to cover family planning in the prevention arena and not expansion? It’s hypocritical.

I went through infertility and no I don't think it should be covered in all honesty. You don't *have* to have children. Does infertility suck? Absolutely. That does not mean that people are entitled to have children. Having children is a choice. It is not necessary like a life saving measure is IMO.

[Libbylu2]

There is no way you can say that a pregnancy and birth is even close to being similar to a cosmetic procedure:a nose job!
One is a meaningful life event and the nose job is pure vanity and a waste of money.
If you can’t see that, you’re too stupid to have kids.

I had two miscarriages. Your elective procedures shouldn’t be society’s responsibility. If my hypothetical nose job, etc. wouldn’t be covered, neither should your IVF.

I do!
It’s heartbeaking to want to have a baby but suffer miscarriages or Infertility.

People that have not experienced miscarriages or infertility are often very unemphatic about it.

[Fullxbusymom]

Yet insurance covered your decision to have your tubes tied. That was a choice when you decided not to have more children. Why should they have to cover family planning in the ore room arena and not expansion? It’s hypocritical.

I went through infertility and no I don't think it should be covered in all honesty. You don't *have* to have children. Does infertility suck? Absolutely. That does not mean that people are entitled to have children. Having children is a choice. It is not necessary like a life saving measure is IMO.

That is a fantastic point!!!!!

[Anonymous 5]

If you can’t afford to pay out of pocket for fertility treatments you can’t afford children. I don’t think insurance should cover it. There’s no reason to socialize the cost of that. It’s not necessary- no different than getting breast implants or a tummy tuck.

[Libbylu2]

WTF ? Did I say it would?
You’re the one who is completely illogical and , obviously, cold hearted.

My caring, or not caring, about giving birth to children doesn’t suddenly cause infertility treatment to stop being elective. Illogical argument.

Obviously you don’t think giving birth to children is very important.

I’d rather pay more taxes to help people have babies than pay for alcoholics, druggies and over eaters’ health problems.

Heartbreaking isn’t reason for insurance to pay for electives. Adopt or save your money.

[leadfoot40]

No.

[Libbylu2]

People that have not experienced miscarriages or infertility are often very unemphatic about it.

True.

I have had two miscarriages. One was at 6 months. I am very empathetic and sympathetic. I still don't believe it should be covered.

Do you think we should pay for people who make very unhealthy choices that result in expensive medical treatments to save them even though they have chosen to drink excessively, drive drunk or drink themselves into
A serious disease , or people who overdose on narcotics or those who chose to overeat until they have heart attacks? Just a few examples of CHOICES!

[RedBottoms]

If you can’t afford to pay out of pocket for fertility treatments you can’t afford children. I don’t think insurance should cover it. There’s no reason to socialize the cost of that. It’s not necessary- no different than getting breast implants or a tummy tuck.

Oh so you had $20,000 to spare when you had your kids? Because half the parents I know cannot say they had that