Do you love your health insurance?

[Deleted User 203]

Medicaid?

Along those lines.

With Dh having congestive heart failure along w/newly discovered squamous cell carcinoma on two areas of his body of which he will be having THIS procedure....https://www.skincancer.org/treatment-r ... -surgery/ ...after he gets approval from his cardiologist to do so since he's on both two different blood thinners that he'll have to be off for a total of twenty days, we feel very blessed that he can have the procedures he needs along with any medications and even physical therapy covered.

Youngest Dd has neurological problems along with other health issues and again, things are getting covered. They found a 6mm lesion on the front right lobe of her brain over a year ago. This coming Tuesday, she'll be having another MRI and there is suspicion (depending on the results of this new MRI) that she might be sent to an MS specialist.

So yes, we love the insurance. More, we are grateful for it.

There's no shame in accepting Medicaid to take care of your family members health. That's what it's there for. I'm glad it's available..

I wish you all the best.

Thank you very much.

[jessilin0113]

I'm okay with mine. It was better ~5 years ago but its still mostly okay now. I've also learned to navigate the medical system better to find better rates for tests and imaging since I started having to pay for more of that out of my pocket since it changed 5 years ago.

Imagine, if you will...not having to do that.

[Smarties]

I'm okay with mine. It was better ~5 years ago but its still mostly okay now. I've also learned to navigate the medical system better to find better rates for tests and imaging since I started having to pay for more of that out of my pocket since it changed 5 years ago.

Imagine, if you will...not having to do that.

Eh, I'm good with it. I have some control over my own care and my insurance costs very little so overall I'm not paying that much, between my premiums and my out of pocket costs. And I like that I've learned so much.

[cgd5112]

Love it? No. However, I am very grateful it. Ours is a PPO so we don’t need referrals to see specialists. Additionally, because we live in Boston, we have access to exceptional medical care. The in network list is exhaustive, so we have no need at this time to go out of network fir anything - which would cost us 20% of service fees.

[Linda_Runs]

This is one of my favourite topics. Nobody loves health insurance, or any insurance for that matter, but it is a necessity, and in some cases a legal one.

We live in Canada where in 2019 we paid about $8,573 in health insurance premiums, and that is only for the two kids and I as my husband is covered by the military.

I am sure someone has a question or comment about this statement.

[Inmybizz]

It's okay.

[Linda_Runs]

I don't necessarily want to debate the merits of M4A but one of the points detractors make is that it will cause you to lose the health plan you love. I've had several different health plans in my adult life and the best I can come up with is "it's fine". I say that with the added caveat that I and my kids are fortunate enough to be relatively healthy and we haven't needed to utilize it beyond yearly check-ups and an occasional quick care visit. But im curious if people genuinely love their insurance.

Medical insurance is a socialist scam. You're not paying for medical insurance, you're paying for the insurance company employees to have jobs and insurance of their own. That's a big part of the reason it costs so much.

You cannot "insure" health. People who are healthy should not be forced to pay for something they don't need so that people who aren't healthy can get medical care for "free". M4A is also a socialist scam - it forces people who dare to do well for themselves to pay more than what they ordinarily would so that those who have not done as well don't have to pay as much. Why should John Doe who worked his way through medical school so he could get a well-paying job have to pay five times as much for the same thing as Jane Doe, who chose to start popping out kids at 14 and through her own actions now has no marketable skills by which she can earn a living for herself and her spawn? It's not John Doe's fault that Jane Doe made the choices she did and it should not be his responsibility to compensate her for her IRresponsibility.

I am not a big arguer on this site, but my opinion is way different from yours.

First, you are correct in that you cannot insure health, but we do insure the maintenance and repair of our health. I have often heard the healthcare system referred to as a "Disease Care" system, as for the most part, the "system" doesn't get paid unless someone is sick or in fear of being sick.

As for calling healthcare a socialist scam, in my opinion, you have it backwards. There is no more capitalist system in existence than a healthcare system. Countries with universal medicare systems have socialist systems as from the poor to the rich get the same healthcare - usually, but not always. In a purely capitalist system, the HMOs are private corporations who profit from people's fear of getting ill to the treatment and development of treatment to those who do get ill and injured.

[WellPreserved]

This is one of my favourite topics. Nobody loves health insurance, or any insurance for that matter, but it is a necessity, and in some cases a legal one.

We live in Canada where in 2019 we paid about $8,573 in health insurance premiums, and that is only for the two kids and I as my husband is covered by the military.

I am sure someone has a question or comment about this statement.

Do those insurance premiums include dental and vision? I’m curious because we paid similar premiums $12000 ish last year for a family of four with dental and vision. Also, how much were you out of pocket last year? We had about $6000 out of pocket and that was a good year.

[californiagirl83]

So far, it's been ok. We'll find out how good it really is when I get onto the kidney transplant list probably this year.

[mater-three]

I don’t love how the premiums keeps raising but the insurance is pretty good.